Money Can’t Buy Peace of Mind
But having a dedicated Retirement Financial Planner can
Protecting your retirement shouldn’t be a piecemeal process. You deserve a retirement financial planning partner with the foresight to help you cover all of your bases.
Your Retirement Plan is Due for a Tune-Up
Most things of value require care as they age. You don’t drive on the same tires at 100,000 miles that you did at 15,000. Nor would you move into a home with a 40-year old roof and assume it will continue to protect you for years to come.
So why is it that so many people go into retirement utilizing the same financial strategy as before? Because most financial planners don’t have the specialized expertise and resources to help you protect the most valuable asset of all: your retirement. That’s why at Golden Reserve, we’ve brought all the services you need under one roof to protect you from the financial risks that come in this stage of life. This isn’t an a la carte menu with untold costs. This is a comprehensive, all inclusive set of services for one transparent annual fee.
Shift Your Focus
Ditch the expired plan and strive to achieve peace of mind with a focus on asset preservation. This is how having a specialized Retirement Planner can make the difference:
Taxes
Without a tax plan, you could lose as much as 40% of your IRA value to Uncle Sam. We’ll help you protect your hard-earned money with a customized plan, tailor-made just for you, to minimize your tax burden and maximize your social security, pension, and other retirement assets for sustainable cash flow. Come tax time, our trusted partners will handle preparation of your simple federal, state and city tax returns for a truly seamless experience.
Investment Fees
We only offer products that meet our retirement-optimized criteria. Investments must provide an opportunity for your assets to grow with the absolute minimum fees and risk. Our investment cost analysis uncovers the advisor fees and hidden internal costs in your current portfolio that decreases your returns.
Market Risk
Do your investments match your desired amount of risk? We stress- test your portfolio, modeling its projected performance through economic downturns and bull markets, to help ensure your exposure consistently aligns with your tolerance and goals.
Long Term Care
Long-term care costs can be as high as $10,000 per month. We’ll ensure you’re safeguarded through strategies like self-funding, insurance options, and legal tools such as asset protection trusts. Our Certified Estate and Trust Specialist will review your assets and help you navigate your options. Should you need a trust, our Elder Care Law partner will develop one for you at no additional cost.
What’s it Like to Work with Us?
Here’s the Process.
We’ll help ensure your retirement runs smoothly for years to come, with our proven, four-step method.
Discovery
In this phase, we’ll review income, assets, and your plans for the future but most importantly, it’s our opportunity to get to know you and your goals.
Analysis
We’ll share our findings, identifying strengths and opportunities to help maximize and protect your retirement.
ReTirement Financial plan
Based on our conversations and the results of our analysis, we’ll develop a set of short-term and long-term recommendations designed to support your vision for retirement.
Review
Together, we’ll review your plan annually to address any health, asset, or tax changes and adjust as needed to help ensure your continued success.
Take the First Step to Securing Your Retirement
Ready to get started? Schedule a complimentary consultation.