Retirement Risk
Advisor and
Investment Fees
If you're like most retirees, you probably don't pay much attention to your investment, advisor or other fees. As a result, you may end up wondering why your retirement savings hasn't lasted as long as you planned. With our Fee Analysis, you may be able to reduce the fees draining your retirement. Keeping more of your money where it belongs — in your account.
Here's the Danger
Financial Advisor and Investment Fees may not bother you when the stock market is going up. But in a downturn, fees can feel downright painful. For example, if your advisor and investment fees amount to 2% annually, you could be paying $10,000 each year on a $500,000 IRA, or over $100,000 every decade.
Advisor Fees
Many Financial Advisors charge based on a percentage of your assets. These fees can be 1% or more. So on a $1 million portfolio, this would be $10,000 every year.
Investment Fees
Actively managed investment products like mutual funds can charge a 1% fee. So, on a $1 million portfolio, this can add another $10,000 every year on top of the Advisor fee.
Learn More About Advisor and Investment Fees
How the Roadmap Helps Solve This Risk
Our Fee Analysis Shows What You're Really Paying — and What You Could Keep
Financial advisor and investment fees are often hidden in fine print, quietly draining thousands from your retirement every year. A 1% fee on a $1 million portfolio doesn’t sound like much — until you realize it can add up to more than $500,000 over 25 years. Our Fee Analysis makes these costs crystal clear so you can see whether the fees match the value. And because Golden Reserve charges a flat fee, more of your money could stay where it belongs — with you.
Here's what 1% in annual fees adds up to over time.
That's nearly 55% of your original $1 million portfolio lost to fees.
Inputs: $1,000,000 starting balance. 7% gross returns. 1% annual AUM fee. Fees deducted annually. No taxes/withdrawals. Numbers are for illustrative purposes only. Actual fees typically charged quarterly and vary. Past performance is not indicative of future results.
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How to Get a Fee Analysis
The Fee Analysis is part of the Roadmap for Retirement, your comprehensive plan to help protect your retirement.
Your personalized Roadmap for RetirementSM contains all the tools you need to minimize what could be your greatest risks in retirement, including a Fee Analysis, a Long-Term Care Plan to help protect against long-term care costs, an IRA Tax Plan to help lower your overall tax burden, and a Market Risk Report to right-size your investment risk.