Retirement Risk
Advisor and Investment Fees
If you're like most retirees, you probably don't pay much attention to your investment, advisor or other fees. As a result, you may end up wondering why your retirement savings hasn't lasted as long as you planned. With our Fee Filter tool, you may be able to reduce the fees draining your retirement. Keeping more of your money where it belongs — in your account.
Here's the Danger
There are two types of fees that can drain your retirement:
Advisor Fees
Go directly to your financial advisor
Investment Fees
Are netted off your returns and paid to the company managing your investments (mutual funds, variable annuities, etc.)
These fees may not bother you when you're making money (like the last 12 years). But in a downturn, they can feel downright painful. For example, if your advisor and investment fees amount to 2% annually, you could be paying $10,000 each year on a $500,000 IRA, or over $100,000 every decade.
You Need A Fee Filter
It should be easy to understand how much things cost.
That’s why our Fee Filter uses special software to show exactly how much you’re paying in financial advisor fees, and how much you are paying for investments. That transparency applies to our own fee as well. We offer our services on a flat fee - every client is the same - and that flat fee is based on our services, not the zeroes on your accounts.
Reducing Fees
Resources About Fees
How to Get a Fee Filter
The Fee Filter is part of the Roadmap for RetirementSM, your comprehensive plan for protecting your retirement.
Your personalized Roadmap for RetirementSM contains all the tools you need to minimize what could be your greatest risks in retirement, including a Fee Filter, a Long-Term Care Compass to protect against long-term care costs, a Tax Map to lower your overall tax burden, and a Market Flashlight to right-size your market risk.