Retirement Risk
Advisor and Investment Fees
If you're like most retirees, you probably don't pay much attention to your investment, advisor or other fees. As a result, you may end up wondering why your retirement savings hasn't lasted as long as you planned. With our Fee Analysis, you may be able to reduce the fees draining your retirement. Keeping more of your money where it belongs — in your account.
Here's the Danger
There are two types of fees that can drain your retirement:
Advisor Fees
Go directly to your financial advisor
Investment Fees
Are netted off your returns and paid to the company managing your investments (mutual funds, variable annuities, etc.)
These fees may not bother you when you're making money (like the last 12 years). But in a downturn, they can feel downright painful. For example, if your advisor and investment fees amount to 2% annually, you could be paying $10,000 each year on a $500,000 IRA, or over $100,000 every decade.
You Need A Fee Analysis
It should be easy to understand how much things cost.
That’s why our Fee Analysis uses special software to show exactly how much you’re paying in financial advisor fees, and how much you are paying for investments. That transparency applies to our own fee as well. We provide our services on a flat fee basis based on the work and value we provide, not the zeroes in your accounts.
Reducing Fees
Resources About Fees
How to Get a Fee Analysis
The Fee Analysis is part of the Roadmap for RetirementSM, your comprehensive plan to help protect your retirement.
Your personalized Roadmap for RetirementSM contains all the tools you need to minimize what could be your greatest risks in retirement, including a Fee Analysis, a Long-Term Care Plan to help protect against long-term care costs, an IRA Tax Plan to help lower your overall tax burden, and a Market Risk Report to right-size your investment risk.